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Bad Credit Car Loans: South Carolina (SC)

Do you have a fico score under 600?

For sure, bad credit will be a problem when you’re thinking of financing a car, but when you have satisfactory money coming in and down payment, you should be able to locate a finance company or auto dealer in SC that work with poor credit.

At, we employ leading-edge systems to place you, the consumer, with a car loan company who can offer auto loans for bad credit in SC.

  1. Complete your Secure Online Application.
  2. A lending company or auto dealer pre-approves your application, assuming that you fulfill the minimum qualifications.
  3. A SC auto finance manager will get in touch with you.
  4. Proceed to the auto dealer, choose your car or truck, and sign your car loan paperwork.

>> Start on Your Secure Online Application.

Helpful Tips: SC Auto Loans For With Bad Credit

It is best to pick up a low cost car or truck. You shouldn’t be captivated by lengthy auto loans that make it easier to obtain a higher-end car than you need, since this could possibly endanger your credit score. Four years is traditionally a smart time frame. Allocating not more than .10 of your regular pay is essential.

Figuring out what amount of money you should spend on your car or truck is simple. Annual income x .10 x 4 years

Here’s a model in keeping with average amounts for South Carolina borrowers:

  • Earnings Annually: $35,393
  • Earnings Each Month: $2,949
  • Ideal Payment: $295
  • Car Cost: $14,157

Just remember, these figures don’t include finance fees.

Subprime Car Loan Lenders: South Carolina (SC)

These dealers and subprime auto loan firms might be able to finance bad credit in South Carolina.