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Bad Credit Car Loans: Arkansas (AR)

Subprime credit ratings are now normal in Arkansas and nationwide, and they are a serious annoyance.  Do you wish to find a lender or car lot in AR who work with low credit ratings?

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Bad Credit Auto Loans: Arkansas

You should submit your finance application to locate auto loan lenders who do approve Arkansas auto loans for people with bad credit.

Lender Guidelines

To be a candidate for a subprime auto loan, you will need to make $1500 on a monthly basis. Your debt-to-income ratio must be less than 50 percent. Money down may be expected, although some finance companies offer no down payment bad credit car loans in AR. Borrowers who can’t meet these criteria may be approved if they’ve got a family member or loved one to co-sign.

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Arkansas Bad Credit Auto Loan Recommendations

You ought to choose a cheap vehicle. Do not be tempted by extended car and truck loans that allow you to obtain a more luxurious car than necessary, as this can easily wreck your credit standing. Four years is a decent length of time. Investing only 10 percent of your month-to-month income is important.

Figuring out what amount of money you should invest in your vehicle is not hard. Annual salary x .10 x 4 years

Here is an example founded upon average statistics for Arkansas applicants:

  • Earnings Yearly: $34,118
  • Earnings Every Month: $2,843
  • Proposed Payment: $284
  • Vehicle Cost: $13,647

Remember, these statistics do not give you the price of interest.

Arkansas Subprime Auto Loan Companies

This is a directory of Arkansas subprime car loan lenders and dealerships who could possibly offer you bad credit car loans in AR.

Auto Credit Corporation of Jonesboro
  • City: Jonesboro
  • Address: 1306 South Caraway Road
  • Phone: (870) 931-3219
  • URL: NA

Auto Credit Corporation
  • City: Walnut Ridge
  • Address: 101 West Walnut Street
  • Phone: (870) 886-2221
  • URL: NA

Auto Credit
  • City: Mountain Home
  • Address: 3607 Highway 62 West
  • Phone: (870) 508-6080
  • URL: NA

Auto Loan Arkansas

Auto Master
  • City: Fort Smith
  • Address: 4617 Jenny Lind Road
  • Phone: (479) 646-6897
  • URL: NA

Auto Master
  • City: Springdale
  • Address: 2209 South Thompson Street
  • Phone: (479) 756-9300
  • URL: automasterusa.com

Automatic Auto Finance
  • City: Siloam Springs
  • Address: 651 Highway 412 West
  • Phone: (479) 524-0760
  • URL: NA

Automatic Auto Financing Inc - Rogers
  • City: Rogers
  • Address: 2101 South 8th Street
  • Phone: (479) 986-9800
  • URL: NA

Automatic Auto Financing Inc
  • City: Bentonville
  • Address: 308 North Walton Boulevard
  • Phone: (479) 271-7474
  • URL: NA

Automatic Auto Financing Inc
  • City: Springdale
  • Address: 2833 South Thompson Street
  • Phone: (479) 750-8900
  • URL: NA

Best Chance Finance Auto Sales
  • City: Searcy
  • Address: 200 Eastline Road
  • Phone: (501) 279-7883
  • URL: NA

Car Credit Now
  • City: Jonesboro
  • Address: 102 East Johnson Avenue
  • Phone: (870) 934-8171
  • URL: NA

Cavenaugh Auto Group
  • City: Walnut Ridge
  • Address: 3487 Highway 67
  • Phone: (870) 886-2221
  • URL: NA

Cle's Wholesale and Finance Company
  • City: Little Rock
  • Address: 1401 Broadway Street
  • Phone: (501) 372-1038
  • URL: NA

Financing 4 Autos
  • City: Fort Smith
  • Address: 810 Towson Avenue
  • Phone: (479) 783-2402
  • URL: NA

First Choice Auto Finance

First Service Bank

Harris Auto
  • City: Little Rock
  • Address: 4021 Asher Avenue
  • Phone: (501) 563-1731
  • URL: NA

Huntsman Farm Store or Liberty Valley Autosales
  • City: Bald Knob
  • Address: 400 Highway 64 E
  • Phone: (501) 724-3287
  • URL: NA

North Point Automotive
  • City: Little Rock
  • Address: 425 West Capitol Avenue Suite 3810
  • Phone: (501) 374-4464
  • URL: NA

North Point Lincoln Mercury

North Point Mazda & Volkswagen
  • City: North Little Rock
  • Address: 6000 Landers Road
  • Phone: (501) 955-5364
  • URL: NA

North Point Nissan of Little Rock
  • City: North Little Rock
  • Address: I 430 & Colonel Glenn Road
  • Phone: (501) 975-0300
  • URL: www.nissanusa.com

Wanted Auto Sales & Finance
  • City: Bethel Heights
  • Address: 5326 North Thompson Street
  • Phone: (479) 756-9268
  • URL: NA

Your Best Auto Finance
  • City: Fayetteville
  • Address: 2099 South School Avenue
  • Phone: (479) 973-0055
  • URL: NA